Commissary Benefits as well as Your Labor force
http://jeffreybwkk498.jigsy.com/entries/general/payroll-providers--providing-your-company-the-edge
Employees pay for non-reimbursed expenses from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any kind of funds remaining at the end of the year can not be " surrendered,"